#MoneyManagement

Credit Cards Explained: Their Value and Risks in Today's Market

Credit Cards Explained: Their Value and Risks in Today's Market By Lars Guo Published: December 29, 2025 Opening Message Hi folks! Happy holidays! I hope everything is going well for you and that your holiday season has been amazing. Today’s post is about credit cards. This is purely my opinion, and you are free to disagree with me. All I ask is that everyone remains respectful. Thank you. Background I got into credit cards after receiving my very first one in 2023. At tha

fotaquest

3 days ago4 min read

The Key Differences Between Virtual Cards and Physical Cards

The Key Differences Between Virtual Cards and Physical Cards By Lars Guo Published: December 10, 2025 Opening Message Hi Folks! I hope you’ve all been doing well and enjoyed your Thanksgiving! Today’s blog post dives into the differences between using virtual cards (via Samsung Wallet, Apple Pay, Google Pay, etc.) and physical credit/debit cards. Just to clarify: I’m not talking about online-only virtual card numbers used for internet purchases. Instead, I’m focused on th

fotaquest

Dec 10, 20252 min read