Are Debit Cards a Smart Choice for Your Wallet? By Lars Guo Published:  January 16, 2026 Opening Message: Hi folks! I hope you’re all doing well. This blog post shares my personal thoughts on debit cards. These are simply my opinions, and you’re absolutely free to have your own views on debit cards. I hope you enjoy the blog! Image taken by Wix Background: When I was a senior in high school, I received my first debit card from Metro Credit Union. At the time, I didn’t have